Privacy Policy

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Privacy Policy

Who we are

Our website address is:

Thank you for visiting This is the Web site of the Hebrew Free Loan of New Jersey (“HFLNJ”), a non-profit organization that makes interest-free loans to individuals in New Jersey.  Our offices are located at Jewish Family Service of MetroWest 256 Columbia Turnpike, Suite 105, Florham Park, NJ.
Your privacy is important to us and we are committed to protecting it and to making you aware of our online practices regarding the privacy of your information.  If you have any questions about this policy, you may contact us by phone at 973-765-9050 and by email at

Information collected

Our Web site does not automatically collect any individually identifiable information, such as email addresses, from visitors.

We collect your personal information when you make a donation, apply for a loan or provide a guarantee for a loan. We may also collect your personal information from credit bureaus. The types of personal information we may collect on our donors, borrowers and guarantors can include:  name, address, e-mail address, telephone number, credit card information, social security number, income, credit history, and credit scores.

We also may collect information that is not personally identifiable, such as the type of browser you are using (e.g., Firefox, Internet Explorer), the type of operating system you are using, (e.g., Windows or Mac OS) and the domain name of your Internet service provider (e.g., Comcast, Verizon FIOS). This information is helpful for improving your experience on the Site.

How the information is used

We may use the information you give us to provide services to you, at your request. We may use it to communicate with you through periodic messages regarding services, events, and other information and notices we believe you may find interesting or useful. We may use it for confirmation of donations, registrations, or other actions you take on our site, and for related customer service needs. 

We do not sell, rent, swap or otherwise share our mailing lists with other organizations. Any personal information you provide to us will not be disseminated to third parties outside of HFLNJ or our affiliated entities.  

We may use the information that is not personally identifiable to analyze the design and functioning of our site in order to make site improvements. We may use such information in the aggregate to analyze site usage.

HFLNJ keeps confidential the personal information regarding its borrowers, guarantors, donors, and employees.  We will disclose personally identifiable information when required to do so by law or for our normal business practices, such as to report to credit bureaus, or to process your transactions, enforce your obligations, or maintain your account.


Our site makes limited use of cookies.  A cookie is a small file that is saved on your computer browser that contains information related to your use of a site.  We use cookies to personalize your experience on our site by recognizing your name when you return.  If you are a registered user, a cookie may link to your user profile as a convenience to bypass the necessity of logging in.  If you reject cookies, you might experience limited usability in some areas of our site.


HFLNJ uses reasonable procedures to ensure the security of your personal information and to and protect it from unauthorized access. 

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Where we send your data

Visitor comments may be checked through an automated spam detection service.