Building Jewish Businesses

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Building Jewish Businesses

Launch or expand your small business. HFLNJ will review your business plan and financials to provide an interest-free loan to help you get started or move to the next level.

Who May Apply

The Borrower  must live in Bergen, Essex, Hudson, Morris, Monmouth, Middlesex, Passaic, Sussex, and Union counties.  The Borrower  must be a member of the Jewish community or work for a Jewish organization.  The Borrower’s spouse is also required to sign the loan documents.  

How to Apply

A loan application is completed by the Borrower and any Guarantors.  The loan application can be downloaded here.  After the loan application is completed, a representative of Hebrew Free Loan of New Jersey will reach out to the Borrower.  

HFLNJ may require the applicant to submit additional documentation or proof of statements contained in the application.

It only takes a simple call or email to start the process:

Download loan application here

• For residents of Essex, Hudson, Morris, Sussex, and Union Counties, contact Malkie Ratzker at
• For residents of Middlesex County, contact Debby Alter at 732.777.1940, X 1119.
• For residents of Monmouth County, contact Leslie Kornfeld at 732.588.1805, X 13 (Email:
• For residents of Bergen and Passaic Counties, contact Laura Brody at 201-791-8395.